First Home Buyers

Angela is skilled at guiding first home buyers through the purchase of their first home. There are a number of factors to consider and processes that need to be understood. Angela will answer all of your questions and provide extra support throughout the process.

We can help you understand the different aspects of financing your first home purchase – from gifts from parents, loans from parents, parents as guarantors, KiwiSaver withdrawals, HomeStart Grants, mortgages – and whether you need a Contracting Out Agreement or Property Sharing Agreement to protect you (or your parents’) financial contributions.

We will make sure you understand the type of property you are buying – fee simple, unit title, strata title and the implications. We’ll explain the property title and any restrictions attached – covenants, easements etc. We will explain the LIM report and what the implications are.

If you get us involved early in the transaction we can review the documentation BEFORE you buy – we provide a pre-purchase review and a pre-auction review, providing advice on conditions that should be added or red flags we have identified so that there are no nasty surprises after you sign on the dotted line.

We will keep you informed throughout the process, and remind you when legal requirements are due.

Contact Angela today for help with:

• Reviewing the Agreement for Sale & Purchase
• Reviewing the Terms & Conditions of Auction
• Conveyancing
• Property Sharing agreements & Contracting Out agreements
• Kiwisaver Withdrawals & HomeStart Grants
• Loans & gifts from parents/relatives
• Mortgage documentation